It is incredible the number of families that don’t have a family dental program given the fast food saturated diets that eat away at our teeth. The reason for not contributing in a family dental program or taking out dental insurance is usually expense with many families opting to spend their hard earned cash on seemingly more valuable or fun stuff. Chanhassen Family Dentistry-Chanhassen Family Dentistry is an excellent resource for this.
Most people learn the hard way as they get hit with bills for dental services for 100’s or 1,000’s of dollars that they can not afford to pay. Such one off hits often make families think very hard about the cost of potential dental care and promote a late decision to take out a family dental plan or family dental insurance.
Very frequently you talk to families who have got hit once and thought that it was a once off and won’t happen again, or try to recover from a big dental bill before searching out family dental plans. This method has also proven ineffective given the daily attention that teeth need with families needing to pay more bills for routine dental care or more expensive dental procedures such as route canal treatment, braces, crowns or bridges.
Most people ignore the family dental needs because they don’t have a dental care plan or dental insurance policy. When you believe that the advice is that you will see your family dentist every six months then the implications of going for years without regular dental treatment because you don’t have insurance and don’t want to cover the expense of a dental visit can be very serious.
I actually went over ten years without seeing my family dentist, not because I didn’t have a dental program but out of fear. I can assure you I am now paying the bill!
What many people don’t realise is that they are putting the safety of their teeth at risk when the expense of a family dental program isn’t that rough on the wallet. Dental care policies operate in a different manner than dental insurance in that you simply pay a premium in order to receive greatly reduced and more affordable dental treatment. You can carry out a family dental plan for just a few dollars a month which is a small price to pay to ensure your family receive the right dental treatment.
An added benefit for preferring a family dental care package over dental insurance is that the discount typically extends to all, including cosmetic dentistry that is not generally covered by insurance, although the amount of discount appears to be smaller for cosmetic dental work.